1. Definitions used in the general terms and conditions
1.1. Insurer is ERGO Life Insurance SE’s Estonian branch.
1.2. Policyholder is a person who has an insurable interest and
who has concluded an insurance contract with the insurer.
1.3. Insurable interest is the interest of the policyholder to insure
his/her life and/or health or that of the insured person against
a specific insurable risk.
1.4. Insured person is a natural person specified in the insurance
contract, in whose favour the insurance contract is concluded.
1.5. Beneficiary is a person agreed upon in the insurance contract,
who is entitled to the insurance indemnity upon occurrence of
an insured event.
1.6. Insured risk is an event that is independent from the intention of the insured person and is specified in the insurance
contract, the arrival of which in the future is probable.
1.7. Insured event is an event independent from the intention of
the insured person, which is in causal relationship with the
insured risk, upon the arrival of which insurance indemnity
shall be paid in accordance with the conditions of the insur